CFDs

You can profit from rising and falling exchange rates with CFDs. A CFD is a “contract for difference”, a contract between two parties stipulating that the seller will pay to the buyer the difference between the current value of an asset and its value at contract time (if the difference is negative, then the buyer pays to the seller instead). In CFD trading, the underlying (baseline) values, such as stocks, indices or commodities are not delivered physically.

Benefits of CFD trading at one glance:

Source of income in times of low interest rates

Profit from rising and falling exchange rates

Minimise risks by diversifying

Hedge existing positions

Wide range of trading possibilities

Open live account now!

Indices

A share index is an indicator of the price or performance of stock markets. As a stock market barometer, it provides comprehensive information on the price development of the relevant reference market. Against this backdrop, investors have the opportunity to position their equity investment from a broad and diversified geographical perspective. The Bernstein Bank enables indices to be traded capital and cost-efficiently via CFDs.

The following table provides an overview of selected indices and trading conditions:

Underlying Symbol Spread from* Min. Margin Min/Max Volume (Lots) Currency Trading Session (CET)
DAX DE30 1.0 1.5% 0.01/10 EUR 08:00 – 22:00
DowJones30 US30 2.0 1.5% 0.01/10 USD 00:05 – 22:00
Nasdaq100 Nasdaq100 1.20 1.5% 0.01/10 USD 00:05 – 22:00
S&P500 S&P500 0.8 1.5% 0.01/10 USD 00:05 – 22:00
EUROSTOXX 50 EU50 2.60 1.5% 0.01/10 EUR 08:00 – 22:00
FTSE 100 UK100 2.0 1.5% 0.01/10 GBP 08:00 – 22:00
CAC 40 FRA40 1.50 1.5% 0.01/10 EUR 08:00 – 22:00
IBEX 35 SPA35 6.0 3.0% 0.01/10 EUR 09:00 – 17:30

* depending on deposit amount

Commodities

Bernstein Bank offers a wide range of raw materials. From precious metals to industrial metals, from fossil fuels such as oil and gas to agricultural raw commodities. The sometimes high degree of volatility, combined with our favourable fee structure, offers CFD traders attractive framework conditions for successful trading. Automatic rollover, no commission, narrow spreads and low margin rates are criteria that is appreciated by our trading partners.

A list of selected commodities and trading conditions can be found in the following table:

Symbol Spread from* Margin Min/Max Volume Currency Trading Session (CET)
US CRUDE (WTI) 0.04 3% 0.1/20 USD 02:05 – 23:00
Corn 0.6 3% 1/10 USD 02:05 – 14:45, 03:35 – 20:00
Wheat 0.8 3% 1/10 USD 02:05 – 14:45, 15:35 – 20:00
Cotton 1.0 3% 1/10 USD 08:30 – 20:20
Natgas 0.015 3% 1/10 USD 08:30 – 23:00 (Friday to 22:00)
Platinum 7.0 3% 1/10 USD 24h, Monday 00:00 – Friday 22:00
Soybean 1.50 3% 1/10 USD 02:05 – 14:45 and 15:35 – 20:00
Sugar 0.10 3% 1/10 USD 09:30 – 19:00
Zinc 10.0 3% 1/10 USD 08:30 – 19:30
Aluminium 10.0 3% 1/10 USD 08:30 – 19:30

* depending on deposit amount

Metals

The classics in the precious metals sector are gold and silver. Thus for thousands of years. As an investment they are used for direct speculation, but also as a hedge of classic, long-term equity investments within turbulent market phases. At Bernstein Bank, precious metals can be traded capital- and cost-efficiently via CFD. Tight spreads, no commission, attractive margin rates and high liquidity offer traders and investors optimal conditions for their investment style.

The trading conditions of the Bernstein Bank for gold and silver can be found in the following overview:

Underlying Symbol Spread from* Margin Min/Max Volume Currency Trading Session (CET)
Gold XAUUSD 0.30 2,50% 0.01/20 USD 00:00 – 23:00 (Friday to 22:00)
Silber XAGUSD 0.03 2,50% 0.01/20 USD 00:00 – 23:00 (Friday to 22:00)

* depending on deposit amount

Shares

Of course you can also trade shares with the Bernstein Bank. We offer the world’s most popular corporate stocks at a commission/flat fee of only 10 EUR per round turn. Trade blue chips via CFD such as Facebook, Apple or SAP with low spreads and moderate margin rates.

You will find a list of selected shares together with their trading conditions in the following table:

Name Symbol Type Min. Margin Min/Max Volume Currency Trading Session
Tesla TSLA.US Stock 25% 1/1000 USD 15:30 – 22:00
Facebook FB.US Stock 10% 1/1000 USD 15:30 – 22:00
Google GOOG.US Stock 10% 1/1000 USD 15:30 – 22:00
Alibaba BABA.US Stock 15% 1/1000 USD 15:30 – 22:00
Apple AAPL.US Stock 10% 1/1000 USD 15:30 – 22:00

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DeutscheBank DBK.DE Stock 10% 1/1000 USD 09:00 – 17:30
BankofAmerica BAC.US Stock 10% 1/1000 USD 15:30 – 22:00
BritishPetroleum BP.US Stock 10% 1/1000 USD 15:30 – 22:00
Volkswagen VOW.DE Stock 10% 1/1000 EUR 09:00 – 17:30
Visa V.US Stock 10% 1/1000 USD 15:30 – 22:00
Caterpillar CAT.US Stock 10% 1/1000 USD 15:30 – 22:00
Amazon AMZN.US Stock 10% 1/1000 USD 15:30 – 22:00
ATnT T.US Stock 10% 1/1000 USD 15:30 – 22:00
Čez CEZ1.CZ Stock 15% 1/1000 CZK 09:00 – 16:20
GE GE.US Stock 10% 1/1000 USD 15:30 – 22:00
Komercni KOMB.CZ Stock 15% 1/1000 CZK 09:00 – 16:20
Lockheed LMT.US Stock 10% 1/1000 USD 15:30 – 22:00
MasterCard MA.US Stock 10% 1/1000 USD 15:30 – 22:00
Twitter TWTR.US Stock 15% 1/1000 USD 15:30 – 22:00
Walmart WMT.US Stock 10% 1/1000 USD 15:30 – 22:00
CocaCola KO.US Stock 10% 1/1000 USD 15:30 – 22:00
Microsoft MSFT.US Stock 10% 1/1000 USD 15:30 – 22:00
3M MMM.US Stock 10% 1/1000 USD 15:30 – 22:00
AdidasAG ADS.DE Stock 10% 1/1000 USD 09:00 – 17:30
Alcoa AA.US Stock 10% 1/1000 USD 15:30 – 22:00
AmericanExpressCo AXP.US Stock 10% 1/1000 USD 15:30 – 22:00
BayerAG BAY.DE Stock 10% 1/1000 EUR 09:00 – 17:30
BayerischeMotorenWerkeAG BMW.DE Stock 10% 1/1000 EUR 09:00 – 17:30
Boeing BA.US Stock 10% 1/1000 USD 15:30 – 22:00
CiscoSystems CSCO.US Stock 10% 1/1000 USD 15:30 – 22:00
WaltDisneyCoInc DIS.US Stock 10% 1/1000 USD 15:30 – 22:00
eBay EBAY.US Stock 10% 1/1000 USD 15:30 – 22:00
FirstSolar FSLR.US Stock 15% 1/1000 USD 15:30 – 22:00
Gazprom OGZD.UK Stock 15% 1/1000 USD 09:00 – 16:30
GlencoreXstrataPLC(UK) GLEN.UK Stock 10% 1/1000 GBP 09:00 – 17:30
GeneralMotors GM.US Stock 10% 1/1000 USD 15:30 – 22:00
GoldmanSachsGroupInc. GS.US Stock 10% 1/1000 USD 15:30 – 22:00
Harley-DavidsonInc. HOG.US Stock 10% 1/1000 USD 15:30 – 22:00
IBM IBM.US Stock 10% 1/1000 USD 15:30 – 22:00
IntelCorporation INTC.US Stock 10% 1/1000 USD 15:30 – 22:00
JPMorganChase&Co. JPM.US Stock 10% 1/1000 USD 15:30 – 22:00
McDonaldsCorporation MCD.US Stock 10% 1/1000 USD 15:30 – 22:00
NetflixInc NFLX.US Stock 15% 1/1000 USD 15:30 – 22:00
NikeInc. NKE.US Stock 10% 1/1000 USD 15:30 – 22:00
PayPal PYPLV.US Stock 25% 1/1000 USD 15:30 – 22:00
Pfizer PFE.US Stock 10% 1/1000 USD 15:30 – 22:00
FerrariN.V. RACE.US Stock 25% 1/1000 USD 15:30 – 22:00
SamsungElectronicsCo.LTD SMSN.UK Stock 15% 1/1000 USD 09:00 – 16:30
SanofiS.A SAN.FR Stock 10% 1/1000 EUR 09:00 – 17:30
StarbucksCorp. SBUX.US Stock 10% 1/1000 USD 15:30 – 22:00
TOTAL TSS.US Stock 10% 1/1000 USD 15:30 – 22:00
WizzAirHoldingsPLC WIZZ.UK Stock 25% 1/1000 USD 09:00 – 17:30
Wells Fargo WFC.US Stock 10% 1/1000 USD 15:30 – 22:00
Morgan Stanley MS.US Stock 10% 1/1000 USD 15:30 – 22:00
KGHM Polska Miedź KGH.PL Stock 40% 1/1000 PLN 09:00 – 16:50
PKO Bank Polski PKO.PL Stock 40% 1/1000 PLN 09:00 – 16:50
Bank Pekao S.A PEO.PL Stock 40% 1/1000 PLN 09:00 – 16:50
Grupa Powszechny Zakład Ubezpieczeń PZU.PL Stock 40% 1/1000 PLN 09:00 – 16:50
Polski Koncern Naftowy Orlen PKN.PL Stock 40% 1/1000 PLN 09:00 – 16:50
CD Projekt S. A CDR.PL Stock 40% 1/1000 PLN 09:00 – 16:50
Play Communications S.A PLY.PL Stock 40% 1/1000 PLN 09:00 – 16:50
Airbus Group NV AIR.FR Stock 10% 1/1000 EUR 09:00 – 17:30
BAE Systems PLC BA.UK Stock 10% 1/1000 GBP 09:00 – 17:30

Foreign Exchange

The term “FOREX” stands for “foreign exchange”, which simply means trading in foreign currencies. Foreign currency trading takes place at the international foreign exchanges in, for example, London, New York, Frankfurt, Sydney and Tokyo. At an average daily turnover rate of US$ 5 trillion, the foreign exchange market is the largest liquid financial market in the world. In times of extremely low interest rates, more and more investors around the world are discovering the profit potential offered by investing in currencies and are using foreign exchange trading as a source of profit to diversify or protect existing currency risks (for example: foreign stocks). Foreign exchange trading is possible 24 hours 5 days a week. As a rule, foreign exchange currencies are designated according to ISO-standardised abbreviations.

The most important currencies sorted according to currency names are listed in the table below:

Currency ISO-Code
Australian dollar AUD
Brazilian Real BRL
British Pound GBP
Bulgarian Lew BGN
Chinese Yuan Renminbi CNY
Danish Krone DKK
Euro EUR

Show all

Euro EUR
Hong Kong Dollar HKD
Indische Rupie INR
Indonesische Rupie IDR
Israelischer Schekel ILS
Japanischer Yen JPY
Kanadischer Dollar CAD
Kroatische Kuna HRK
Malaiischer Ringgit MYR
Mexikanischer Peso MXN
Neuseeländischer Dollar NZD
Norwegische Krone NOK
Philippinischer Peso PHP
Polnischer Zloty PLN
Rumänischer Leu RON
Russischer Rubel RUB
Südafrikanischer Rand ZAR
Südkoreanischer Won KRW
Schwedische Krone SEK
Schweizer Franken CHF
Türkische Lira TRY
Singapur-Dollar SGD
Thailändischer Baht THB
Tschechische Krone CZK
U.S. Dollar USD
Ungarischer Forint HUF

Currencies

Foreign currency exchange is based on the simultaneous purchase and sale of different currencies on the interbank market. Exchange rates develop as a result of these transactions so that the value for each currency is illustrated in any currency of your choice. Currencies are always traded in pairs. As such, it is not possible to buy or sell only dollars (USD) in currency trading. Euro (EUR) are traded for dollars (USD), dollars (USD) for yen (JPY), etc. Popular and very well-known currency pairs are for example: EURUSD, EURJPY, GBPUSD, USDJPY, AUDUSD. The currency named first is defined as the baseline currency. The second one is defined as the counter currency. The currency pair EURUSD means that the Euro (EUR) is the baseline currency and that the dollar (USD) is the counter currency.

We offer you the following currency pairs for your successful trading in the foreign exchange market:

Basiswert Symbol Spread from* Margin min. Min/Max Volume (Lots) Contract Size Trading Session (CET)
Euro vs. Australian Dollar EURAUD 2.2 1,00% 0.01/50 100.000 EUR Su. 23:00 – Fr. 23:00
Euro vs. Canadian Dollar EURCAD 2.3 1,00% 0.01/50 100.000 EUR Su. 23:00 – Fr. 23:00
Euro vs. Great Britain Pound EURGBP 1.5 1,00% 0.01/50 100.000 EUR Su. 23:00 – Fr. 23:00
Euro vs. Japanese Yen EURJPY 1.5 1,00% 0.01/50 100.000 EUR Su. 23:00 – Fr. 23:00
Euro vs. New Zealand Dollar EURNZD 4.5 1,00% 0.01/50 100.000 EUR Su. 23:00 – Fr. 23:00
Euro vs. Swiss Franc EURCHF 1.6 2,00% 0.01/50 100.000 EUR Su. 23:00 – Fr. 23:00
Euro vs. USD Dollar EURUSD 1.0 1,00% 0.01/50 100.000 EUR Su. 23:00 – Fr. 23:00
Euro vs.Polish Zloty EURPLN 42.0 5,00% 0.01/50 100.000 EUR Su. 23:00 – Fr. 23:00
Euro vs. Turkish Lira EURTRY 16.0 5,00% 0.01/50 100.000 EUR Mo. 09:00 – Fr. 20:00
US Dollar vs. Canadian Dollar USDCAD 1.6 1,00% 0.01/50 100.000 USD Su. 23:00 – Fr. 23:00
US Dollar vs. Japanese Yen USDJPY 1.2 1,00% 0.01/50 100.000 USD Su. 23:00 – Fr. 23:00
US Dollar vs. Norwegian Kroner USDNOK 30.0 3,00% 0.01/50 100.000 USD Su. 23:00 – Fr. 23:00
US Dollar vs. Polish Zloty USDPLN 40.0 5,00% 0.01/50 100.000 USD Su. 23:00 – Fr. 23:00
US Dollar vs. South African Rand USDZAR 84.0 5,00% 0.01/50 100.000 USD Su. 23:00 – Fr. 23:00
US Dollar vs. Swedish Krona USDSEK 45.0 3,00% 0.01/50 100.000 USD Su. 23:00 – Fr. 23:00
US Dollar vs.Swiss Franc USDCHF 1.5 2,00% 0.01/50 100.000 USD Su. 23:00 – Fr. 23:00
US Dollar vs. Turkish Lira USDTRY 14.0 5,00% 0.01/50 100.000 USD Mo. 09:00 – Fr. 19:00
US Dollar vs. Singapore Dollar USDSGD 2.6 2,00% 0.01/50 100.000 USD Su. 23:00 – Fr. 23:00
US Dollar vs.Russian Ruble USDRUB 320.0 5,00% 0.01/50 100.000 USD Su. 23:00 – Fr. 23:00
Great Britain Pound vs. Australian Dollar GBPAUD 3.0 1,00% 0.01/50 100.000 GBP Su. 23:00 – Fr. 23:00
Great Britain Pound vs. Canadian Dollar GBPCAD 3.3 1,00% 0.01/50 100.000 GBP Su. 23:00 – Fr. 23:00
Great Britain Pound vs. Japanese Yen GBPJPY 2.0 1,00% 0.01/50 100.000 GBP Su. 23:00 – Fr. 23:00
Great Britain Pound vs. US Dollar GBPUSD 1.6 1,00% 0.01/50 100.000 GBP Su. 23:00 – Fr. 23:00
Great Britain Pound vs. Swiss Franc GBPCHF 2.9 2,00% 0.01/50 100.000 GBP Su. 23:00 – Fr. 23:00
New Zealand Dollar vs. Japanese Yen NZDJPY 2.8 1,00% 0.01/50 100.000 NZD Su. 23:00 – Fr. 23:00
New Zealand Dollar vs. US Dollar NZDUSD 2.0 1,00% 0.01/50 100.000 NZD Su. 23:00 – Fr. 23:00
Australian Dollar vs. Canadian Dollar AUDCAD 1.9 1,00% 0.01/50 100.000 AUD Su. 23:00 – Fr. 23:00
Australian Dollar vs. Japanese Yen AUDJPY 1.7 1,00% 0.01/50 100.000 AUD Su. 23:00 – Fr. 23:00
Australian Dollar vs. New Zealand Dollar AUDNZD 2.1 1,00% 0.01/50 100.000 AUD Su. 23:00 – Fr. 23:00
Australian Dollar vs. Swiss Frank AUDCHF 2.1 2,00% 0.01/50 100.000 AUD Su. 23:00 – Fr. 23:00
Australian Dollar vs. US Dollar AUDUSD 1.6 1,00% 0.01/50 100.000 AUD Su. 23:00 – Fr. 23:00
Canadian Dollar vs. Japanese Yen CADJPY 1.9 1,00% 0.01/50 100.000 CAD Su. 23:00 – Fr. 23:00
Canadian Dollar vs. Swiss Franc CADCHF 2.0 2,00% 0.01/50 100.000 CAD Su. 23:00 – Fr. 23:00
Swiss Franc vs. Japanese Yen CHFJPY 2.2 2,00% 0.01/50 100.000 CAD Su. 23:00 – Fr. 23:00

* depending on deposit amount

Margin account

We will provide you with a margin account to trade currencies and CFDs. A margin account will enable a leveraging effect. The word “margin” (spread) describes a security provision in currency and CFD trading. This involves a marginal requirement deposited by you. A margin account enables you to move a larger amount of volume in the market without you paying the normally required amount of capital.

• A “normal” cash account only allows you to conduct transactions covered by an adequate amount of capital in your account.

• In other words: You will receive trading options with a margin account that goes beyond the amount of money in your deposit account.

• You are thus able to trade leveraged products, such as foreign exchange currencies or CFDs, easily. You only need to make a security deposit.

• This deposit will then allow you to make minimum payments!